10. From Entitlements to Human Credit

The Human Credit doesn't eliminate existing programs overnight. It provides a pathway to replace them gradually, on the strength of results.

The Principle

No one loses existing benefits. New systems prove themselves before old ones phase down.

How the Transition Works

Immediate: New recipients of displacement support receive HC instead of traditional unemployment. Existing recipients continue under current programs.

Years 1–5: HC runs alongside existing programs. Direct comparison data accumulates. Where HC proves superior, new recipients are routed to HC by default.

Years 5–10: Programs like unemployment insurance, food stamps, and housing assistance gradually phase down as HC covers those needs.

Years 10–15: Social Security, Medicare, and Medicaid transition more slowly. The timeline is longer because the stakes are higher and the populations are more vulnerable.

Key safeguard: Phase-out only occurs where HC demonstrably outperforms the existing program. If it doesn't, the old program continues.

See Deep Dive: Entitlement Transition Specifics for transition mechanics for each major entitlement.