Program-by-program migration from current entitlements.
Companion to: Section 10: From Entitlements to Human Credit
Referenced from: Whitepaper Sections 13 and 15
1. No one loses existing benefits.
2. New systems prove themselves before old ones phase down.
3. Transition occurs on strength of results, not ideology.
4. Vulnerable populations transition last.
Timeline: Years 1–3. Unemployment insurance is the most natural first replacement. Displaced workers receive HC credits instead. The HC system offers more: not just income replacement, but intensive transition support with outcome bonuses for successful reemployment.
Mechanism: New unemployment claims are processed through HC. Existing recipients continue under current system until their benefits expire naturally.
Timeline: Years 2–5. Food security becomes a service category within HC. Providers earn credits by ensuring sustained nutrition access. This replaces the current model of government-issued benefits with market-driven food security services.
Timeline: Years 3–8. HC categories for housing (with outcome bonuses for stable housing over 12–24 months) replace government housing programs. Providers compete to deliver housing solutions.
Timeline: Years 5–10. Healthcare categories within HC replace Medicaid. Insurance companies earn credits for covering eligible populations. The fungibility and refundability of credits create a viable business model.
Timeline: Years 10–20. Social Security replacement is the most sensitive transition. It would only occur if HC has demonstrated clear superiority over many years. HC elder care categories would need to provide comprehensive coverage—income, healthcare, housing, social engagement—before any phase-down begins.
Critical safeguard: Social Security recipients would always have the option to remain in the current system. HC would need to be demonstrably better for voluntary adoption to occur.
Timeline: Years 10–20. Similar to Social Security, Medicare transition is long-term and depends entirely on HC healthcare categories proving superior. The healthcare integration model would need extensive real-world validation.